Destination guide · Southern Europe

Moving to Andorra from the U.S.

Name: Andorra
Address: Andorra

Passive residence after the 2026 law (€1,000,000 invested and a €50,000 payment you do not get back), the 90-days-a-year rule, work permits and their quota, a 10% income tax with no U.S. treaty, buying as a foreigner under the 2025 and 2026 limits, the new lease rules, and what health cover, rent and paperwork involve, with every figure taken from an official source and dated.

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Rules and figures checked: October 2026Official sources: 93

CurrencyEuro (€)Under a monetary agreement with the EU; €1 = $1.1367 (ECB, Sep 24, 2026)^1,2

EU / SchengenNo / NoYou arrive through Spain or France, so through the Schengen area^3,4

Visa-free stay90 daysAndorra’s own tourist rule; Schengen’s 90 days in any 180 apply on the way in^5,6

Passive residence€1,000,000Invested in Andorra since February 13, 2026, or €400,000 in the state Housing Fund⁷

U.S. tax treatyNoneNo income tax treaty and no Social Security agreement, as of October 8, 2026^8,9

Citizenship20 yearsOf residence, Catalan at B1, and giving up U.S. citizenship¹⁰

What changed, 2024 to 2026

What Has Changed in Andorra Since 2024

Andorra has raised the price of passive residence twice, taxed and capped foreign property buyers, frozen new tourist rentals in apartments, rewritten its nationality law, raised the minimum wage and set a date to end forced lease extensions, all since 2024. The changes, newest first.

October 7, 2026: the Government set the work-permit quota at 900 (702 residence-and-work permits and 198 cross-border permits), less the permits already granted under the June 2026 extension (Decree 231/2026), for applications to April 30, 2027, and published the 2026 minimum salaries by occupation¹¹.
July 16, 2026: the Council of the EU decided to sign, and to apply provisionally, an association agreement with Andorra, with signature planned for late September 2026; as of October 8, 2026 we could not confirm that it was signed, and it still needs ratification¹². Border matters are covered by a separate agreement, not yet in force (see Entry rules)¹³.
July 1, 2026: the minimum wage rose a further 2.8%, to €9.05 an hour (€1,568.67 a month), which, by our reading, also raises the passive-residence income test^14,4.
June 23, 2026: Law 11/2026 was published. From January 1, 2027 leases signed in 2021 or earlier leave the forced-extension system in stages to 2030, the notice period in the general lease law doubles from three to six months, and tenants must give the comú (parish council) a copy of their lease¹⁵.
June 3, 2026: Law 8/2026 took effect. Naturalization still takes 20 years of residence, now with the last five continuous; Catalan at B1 is written into the law for applicants under 70; and you must still give up your other nationality¹⁰.
March 2026: a new quota of 200 residence-without-work permits was set, with no end date, 163 of them earmarked for passive residence¹⁶.
February 13, 2026: Law 2/2026 took effect. Passive residence now needs €1,000,000 invested in Andorra (€400,000 through the state Housing Fund); the €50,000 paid to the financial authority, plus €12,000 per dependent, is no longer a refundable deposit; and the foreign real-estate investment tax rose to 6% on one home and 10% above that; residents with less than three years’ effective residence in the last ten have paid it since 2024^7,17.
November 14, 2025: a new regulation on residence without work set the income test at more than 300% of the annual minimum wage, and requires applicants from outside the EU and the EEA to be lawfully in the Schengen area and able to re-enter it from Andorra⁴.
April 2025: Law 5/2025 limited each foreign buyer to one house or two apartments, suspended new tourist-rental authorizations in apartments and studios, raised the passive-residence fees to €3,000, set a €100 per m² tax on homes left empty, and made Catalan A1 and A2 a condition of work-permit renewals; in force about April 10, 2025, by our count of the law’s own rule¹⁸.
February 2024: Law 3/2024 created the tax on foreign real-estate investment¹⁷.

On this page

Who Andorra suits
Residence routes and money tests
Step by step, in the right order
Cost of living
Health coverage
Taxes without a treaty
Renting and buying
Where to live
Registration, tax number, banks, driving, pets
Entry rules through Spain or France
A 12-month timeline
Questions
Sources

Is Andorra for you?

Who Andorra Suits, and Who It Frustrates

Andorra suits Americans with substantial capital who want a low, flat income tax, the euro and mountain living, and who can invest €1,000,000 in the country, or €400,000 in its Housing Fund, without needing to work there. It also suits highly specialized people with an Andorran job offer. It frustrates anyone looking for an inexpensive retirement route, people who need the protection of a U.S. tax treaty or a Social Security agreement, buyers who expected to pick up several properties, and anyone hoping to become Andorran while keeping a U.S. passport.

In its favor

A flat 10% income tax, with the first €24,000 of income free; by our reading a bonus on tax from work and business brings the rate to 5% on the next €16,000¹⁹.
A residence route without work. Passive residence asks you to live in Andorra for at least 90 days a year, not most of the year^5,7.
Long permits. Passive residence runs for two years, then two, then three; after seven years renewals are for ten years⁵.
The euro, under a monetary agreement with the EU¹.
Free schooling from 6 to 16 for legally resident foreigners, in Andorran, Spanish or French schools^20,21.
No wealth, inheritance or gift tax among the taxes on the Government’s list, as we read it²².

Against it

No U.S. tax treaty and no totalization agreement, as of October 8, 2026^8,23,9. Relief from double tax rests on each country’s own rules.
€1,000,000 and a €50,000 payment you do not get back for passive residence since February 13, 2026, about $1,136,700 and $56,835⁷.
A small quota. 200 residence-without-work permits under the quota set in March 2026, 163 of them earmarked for passive residence, and Americans come after nationals of agreement states and of the EU for work permits^16,24.
Private health cover for passive residents, who do not join the public scheme through work^4,25.
Buying is capped and taxed. One house or two apartments per foreign buyer, with prior authorization, and a 6% or 10% foreign-investment tax on top of the 4% transfer tax, also for residents of under three years^18,7,26.
Citizenship takes 20 years, Catalan at B1 and proof that you have lost your U.S. citizenship¹⁰.

Residence routes

Which Permit Fits You, and What It Takes in 2026

Andorra is outside the EU and the Schengen area, and its residence permits are its own. As a visitor, a foreigner “in tourist regime” may stay at most 90 days from entry, within the following 365 days, and may not work⁵. To live there you need an immigration authorization; work permits and residence without work are granted within quotas set by the Government^16,11. The routes that matter to Americans are residence without gainful activity (passive residence), residence for professionals with international projection, the digital nomad permit, residence and work as an employee or as a company owner, study, and family reunification^5,24,4.

The applications are handled by the Immigration Service of the Police, in Andorra⁴; we found no official channel for filing from the United States, and no Andorran consulate in the U.S. that handles residence. The Government’s immigration FAQ says that if your file is complete, the initial authorization is issued the day after the medical check, which is booked for the working day after you file²⁷; the quota and the investment steps add time. Once the EU–Andorra border agreement applies, France or Spain will first carry out a security check of up to 42 days; as of October 8, 2026 it is not yet in force (see Entry rules)¹³.

The Schengen condition. Since November 14, 2025, an applicant for residence without work from outside the EU and the EEA must be lawfully in the Schengen area, able to move within it and able to re-enter it from Andorra⁴. The Government’s Schengen FAQ adds that if you have overstayed the 90 days in a 180-day period in the Schengen area, you cannot obtain any Andorran immigration authorization²⁸. Keep your Schengen days in order while you prepare; see Entry rules.

Main residence routes for U.S. citizens in 2026, under the Qualified Immigration Law as amended to Law 2/2026. Checked October 8, 2026.
Route	Made for	Money test	What you get
Passive residence (residence without gainful activity)	People who live in Andorra at least 90 days a year without working there⁵	€1,000,000 invested, or €400,000 in the Housing Fund; €50,000 paid to the AFA, plus €12,000 per dependent, not refundable; income above 300% of the minimum wage^7,4	Two years, then two, then three; ten-year renewals after seven years; 163 of the 200 quota places set in March 2026^5,16
Professional with international projection	A professional working from Andorra, with at most one employee, whose services are at least 85% used abroad⁵	A deposit with the AFA of €47,500 plus €9,500 per dependent on the 2026 form; see the note below²⁹	The same lengths as passive residence; 10 of the 200 quota places^4,16
Digital nomad	Remote workers for a foreign employer, freelancers with non-Andorran clients, or people working for a foreign company they own²⁴	No investment in the law; the form’s income example is the minimum wage × 12 × 3^24,30	Two years, then two, then three; a quota of 100 shared with entrepreneurs, set in 2023^24,31
Employee (residence and work)	Highly specialized people with an indefinite job offer from an Andorran employer¹¹	At least the 2026 minimum salary for the occupation, such as €2,994 a month for engineers and IT specialists¹¹	One year, then three renewals of two years; ten years after seven; up to 702 permits to April 30, 2027^5,18,11
Company owner (self-employed)	Founders who hold more than 34% of an Andorran company and run it⁷	€50,000 paid to the AFA, not refundable, unless a Government-approved digital or innovation project exempts you⁷	One year, three renewals of two years, then ten years; fee €190.96^5,32
Student	People enrolled in studies in Andorra¹⁸	Sufficient means, housing and insurance¹⁸	One year, renewable a year at a time; up to 20 hours of work a week in a related field^18,5

Law: the Qualified Immigration Law in its 2019 consolidated text, read with Law 42/2022, Law 5/2025 and Law 2/2026, because Andorra has published no official consolidation since 2019; Law 2/2026 told the Government to send Parliament a draft consolidated text within six months, and we found none published in the Official Gazette as of October 8, 2026^5,24,18,7. In dollars at the ECB rate of September 24, 2026 (€1 = $1.1367), €1,000,000 is about $1,136,700, €400,000 about $454,680, €50,000 about $56,835 and €12,000 about $13,640².

Passive residence: the 2026 rules

Passive residence (residència sense activitat lucrativa) is for people who make Andorra their main and effective residence for at least 90 days in each calendar year and do not work or practice a profession there; managing your own assets is allowed, including unpaid directorships of companies you own at least half of⁵. Since February 13, 2026, Law 2/2026 asks for⁷:

An investment of at least €1,000,000 (about $1,136,700), made permanently in Andorran assets: property, shares in Andorran companies, Andorran debt or financial instruments and Andorran investment funds, which count for at most 36 months, after which the money must move to another of the listed assets; Andorran public debt, Andorran life insurance, or unremunerated deposits with the AFA, the Andorran Financial Authority⁷.
Or €400,000 (about $454,680) if the investment is made in the state Housing Fund (Fons d’Habitatge)⁷.
Property counts only above €800,000 a unit: each home bought for the investment must cost more than €800,000, about $909,360⁷.
A payment to the AFA of €50,000, plus €12,000 for each dependent, paid “definitively” and not refundable unless the first application is refused⁷.
The investment within six months of the grant, extendable by six more for force majeure or a third party’s fault⁷; the regulation then gives one month to file the proof⁴.
Income above 300% of the annual minimum wage, plus 100% for each dependent, shown by a pension certificate, the previous year’s tax return or bank certificates⁴. By our arithmetic, using the official form’s example (“base wage × 12 months × 3”) and the minimum wage of €1,568.67 a month from July 1, 2026, that is more than €56,472.12 a year (about $64,192), plus €18,824.04 for each dependent^29,14. The regulation’s wording, “superar d’un 300%”, can also be read as four times, the stricter reading: more than €75,296.16 (about $85,589)⁴. The figure rises whenever the minimum wage is reset.
Health insurance covering 100% of medical costs in Andorra, and incapacity and old age, for the whole permit; minors and people over 60 need health cover only^4,5.
A home you own or rent that meets the habitability rules, or one you have started to buy and complete within a year, and registration with the comú (parish) where you live⁴.
Police certificates from your country of origin, of nationality and of residence, apostilled, a medical check by the Immigration Medical Service, a marital-status document and a photo²⁹.

Your spouse or partner, minor children, children under 25 who are studying and dependent parents can be included on the same terms⁵. The permit is granted for two years, renewed for two, then for three at a time⁵; after seven years, renewals are for ten²⁵. Fees are €3,000 for the first permit, €500 to renew and €1,000 per dependent^18,32. Applications filed before January 22, 2026, the day Parliament passed the law, keep the old rules⁷. The EU–Andorra border agreement, not yet in force as of October 8, 2026, would require a “genuine connection” through actual and regular presence, which it says a predetermined investment or payment alone does not show; see Entry rules¹³.

Official pages disagree with the law. The Government’s page on residence without work gave no amounts for passive residence when we read it on October 8, 2026, but still refers to an AFA “deposit”²⁵, and the November 2025 regulation also calls the AFA amount a deposit⁴. The 2026 application form still lists the old financial institute among the assets and leaves out the Housing Fund route²⁹. Law 2/2026, which is the higher rule and the later one, sets a non-refundable €50,000 payment and a €1,000,000 investment⁷; we follow the law. Ask the Immigration Service which amounts it applies to your file before you transfer anything.

The quota. In March 2026 the Government set a quota of 200 residence-without-work permits, with no end date: 163 earmarked for passive residence, 10 for professionals with international projection, 17 for scientific, cultural and sporting reasons, and 10 for care homes; if one of these groups runs out, a permit can still be granted while the 200 last. Priority goes first to nationals of states with an immigration agreement with Andorra, then to EU and EEA nationals, then to others, which includes Americans¹⁶. The previous quota of 600, set in 2023, was used up¹⁶. We could not confirm how many of the 200 remained as of October 8, 2026; ask the Immigration Service before you plan around a date.

Passive residence money test

The Investment, the AFA Payment and the Income Test

Choose the investment route and the number of dependents, then enter, if you like, the amount you will invest and your yearly income, in dollars or euros. We show the investment the law asks for⁷, the non-refundable AFA payment of €50,000 plus €12,000 per dependent⁷, the first-grant fees of €3,000 plus €1,000 per dependent¹⁸, and the income test of more than 300% of the annual minimum wage plus 100% per dependent, at our reading of €18,824.04 a year from July 2026^4,14. Comparisons are exact; dollars use the ECB rate of September 24, 2026 (€1 = $1.1367)².

Our arithmetic and our reading, not an official calculation. The regulation says resources must exceed the annual minimum wage “by 300%”, which can be read as four times, the stricter reading (more than €75,296.16 a year for one person); the official form’s example is three times, which we use. Which minimum wage applies (€1,568.67 a month from July 1, 2026, or €1,525.33 before, giving €54,911.88) and whether the year counts 12 or 14 payments are not stated; the form uses 12. Property counts toward the investment only above €800,000 a unit. The renewal fee is €500. Meeting a figure does not mean a permit will be granted, and the quota may be used up.

Passive residence in 2026: the AFA payment, the first-grant fees and the income test by household size, by our arithmetic from Law 2/2026, Law 5/2025, Decree 407/2025 and the July 2026 minimum wage.
Household	AFA payment, not refundable	Fees, first permit	Income a year, more than
Main applicant alone	€50,000 (about $56,835)	€3,000	€56,472.12 (about $64,192)
With 1 dependent	€62,000 (about $70,475)	€4,000	€75,296.16 (about $85,589)
With 2 dependents	€74,000 (about $84,116)	€5,000	€94,120.20 (about $106,986)
With 3 dependents	€86,000 (about $97,756)	€6,000	€112,944.24 (about $128,384)

Professionals with international projection, and people of renown

This route suits a self-employed professional who runs the work from an Andorran base, lives there at least 90 days a year, has at most one employee, and whose services are at least 85% used outside Andorra⁵. You show the business is viable, with past accounts or a three-year business plan, and your qualifications and experience; the permit lengths are those of passive residence, and the March 2026 quota earmarks 10 places for it^4,16. A parallel route covers people of international renown in science, culture or sport, with 17 places^16,5.

The deposit is unsettled. The 2026 application form asks for an unremunerated deposit with the AFA of €47,500, plus €9,500 per dependent²⁹. The 2019 law text set a deposit of €50,000 plus €10,000⁵, and we did not find the amending text that set €47,500 for this route. Law 2/2026 made the passive-residence and company-owner payments non-refundable; whether that also covers this route is not clear from the text⁷. Ask the Immigration Service.

Remote work: the digital nomad permit

Law 42/2022 created a permit for people who work remotely using technology: employees of an employer established in another country, freelancers whose clients are not resident in Andorra, or people working for a foreign company they own or run²⁴. You need a favorable resolution from the Ministry of Economy, sufficient means, health and incapacity insurance, housing, and a commitment to live in Andorra at least 90 days a year²⁴. The law asks for no investment and no AFA deposit²⁴. The official form, dated 2023, gives the same income example as passive residence, the minimum wage × 12 × 3, which by our arithmetic is about €56,472 a year at the July 2026 rate^30,14. The permit runs for two years, renewed for two, then three²⁴; the fee set in 2022 was €224.61, and we could not confirm whether it has changed²⁴.

Is the route still open? The only quota decree we found, from January 2023, allows 100 permits shared equally with the entrepreneur program³¹. We found no newer quota in the Official Gazette as of October 8, 2026, so the permits may be used up; ask the Immigration Service before you plan on this route.

Working in Andorra

There is no EU Blue Card: Andorra is not in the EU, and work permits are granted within a quota. Nationals of states with an agreement with Andorra come first, then EU and EEA nationals, and then nationals of other states, including Americans²⁴.

High specialization. A U.S. national counts as highly specialized with a state-recognized higher-education qualification of at least two years or 120 ECTS credits, strictly related to the job, or at least six years’ experience in the same activity if you have not worked in Andorra before, shown by an employer’s certificate and an official employment record, all apostilled, and an indefinite contract^11,33.
The quota from October 7, 2026: 702 residence-and-work permits and 198 cross-border permits, 900 in all, less the permits already granted under the June 2026 extension (Decree 231/2026), with applications to April 30, 2027; some occupation groups are closed. The employer must first go through the Employment Service¹¹.
Minimum salaries for 2026, for example €2,708 a month for directors and managers, €2,851 for lawyers, €2,994 for engineers, IT specialists and scientists with a university degree, and €4,936 for health professionals¹¹.
Permit lengths. One year, then three renewals of two years; after seven years, ten-year renewals^5,18. Catalan is required at renewals: level A1 at the first and A2 at the second^18,11.
Running your own company. You reserve the permit, then within six months obtain foreign-investment approval, form an Andorran company in which you hold more than 34%, act as its director, and pay €50,000 to the AFA, not refundable; digital-economy or innovation projects approved by the Government are exempt from the payment⁷. The permit runs on the employee schedule, and the fee is €190.96^5,32.

Investing: no golden visa, and no citizenship by investment

The investment route is passive residence. It is a residence permit, not a passport: it leads to citizenship only through the 20 years of residence below^7,10. We found no citizenship-by-investment program in Andorran law.

Study and family

A student permit lasts a year and is renewed yearly while you keep studying; students may work up to 20 hours a week, 24 in health care, in a related or strategic sector^18,5. Family reunification is open to holders of residence-and-work permits who have lived in Andorra lawfully for the last three months: a spouse or partner, minor children, dependent adult children, and dependent parents aged 65 or over or retired; the means must be kept up for the whole permit¹⁸. Passive residents and nomads include their family under the residence-without-work rules instead⁵.

Long-term residence and citizenship

No separate permanent card. After seven years, permits are renewed for ten years, and a work-based permit can then be refused only for public order or if your residence was interrupted⁵.
No EU rights. Andorra is not an EU state, and by our reading an Andorran permit gives no right to live in Spain or France beyond the 90 days in 180 that a visitor has^6,3.
Naturalization after 20 years of main and permanent residence, which since June 3, 2026 may be interrupted if the last five years are continuous, with proof of integration and no serious criminal record¹⁰.
Catalan at B1 for applicants under 70, and a written oath of loyalty¹⁰.
Through marriage to an Andorran: five years’ continuous residence, before or after the wedding, with integration, and living together until the decision¹⁰.

Your U.S. passport. Andorra grants nationality only when you prove that you have lost your previous nationalities, within five years of the favorable decision, extendable by two if renunciation is under way¹⁰. For an American that means renouncing U.S. citizenship. Speak to an Andorran lawyer and a U.S. tax adviser before you start. Law 8/2026 gave the Government six months from June 3, 2026 to adopt implementing rules; check the Official Gazette (BOPA) for them¹⁰.

General information, not advice. Quantum Jetset does not give legal, tax, immigration, financial or investment advice. The Immigration Service decides these permits case by case, Andorra has published no consolidated immigration law since 2019, and as of October 8, 2026 some official pages still showed amounts that Law 2/2026 replaced; check the official source for your route and, if your case is not simple, speak to a licensed Andorran lawyer.

Step by step

The Order of Operations, Step by Step

For passive residence, the most common route for Americans who will not work in Andorra, the sequence is: check the quota and the money, arrive lawfully through Spain or France, file in Andorra, then invest and register within the deadlines^4,7.

Choose the route: investment without work points to passive residence; remote work for a foreign employer to the digital nomad permit, if any permits remain; an Andorran job to residence and work; your own Andorran company to the company-owner permit^5,24,7.
Ask about the quota: 200 residence-without-work permits under the March 2026 quota, 163 earmarked for passive residence, and Americans come after agreement-state and EU nationals¹⁶.
Run the money test: €1,000,000 to invest (or €400,000 in the Housing Fund), €50,000 plus €12,000 per dependent for the AFA, and income above 300% of the minimum wage^7,4.
Order your documents: police certificates from your countries of origin, nationality and residence, apostilled, and a marital-status document²⁹.
Buy health insurance that covers 100% of medical costs in Andorra, plus incapacity and old age⁴.
Keep your Schengen days in order: an overstay in the Schengen area blocks any Andorran authorization, and you must be able to re-enter Schengen from Andorra^28,4.
Find a home that meets the habitability rules, owned, rented or being bought⁴. A foreigner on a permit shorter than five years may sign a lease for the permit’s length³⁴.
File with the Immigration Service in Andorra, have the medical check, and expect the decision the day after it if your file is complete²⁷.
Register with your comú: the 2026 form says within one month, the regulation within three months, and the Government’s page gives both; registering within one month meets both deadlines^25,29,4.
Make the investment within six months of the grant and file the proof within the following month^7,4.
Get your numbers: the administrative identification number (NIA) at a Government or comú counter, and a tax registration number (NRT)^35,36.
Live in Andorra at least 90 days each calendar year, and renew no earlier than 60 days before the permit expires^5,27.

Cost of living

What Things Cost, From Official Figures

Andorra uses the euro as its official currency under a monetary agreement with the EU¹. Prices are in euros. Dollar figures on this page use the European Central Bank’s reference rate of September 24, 2026: €1 = $1.1367, the rate used across our euro-country pages². Your costs are in euros, so their dollar value moves with the rate.

Inflation picked up in 2026. Consumer prices were 4.8% higher in August 2026 than a year earlier, after 4.2% in July, with energy up 17.9%³⁷. The flash estimate for September is 4.5%³⁸. The Government added an extra rise of 2.8% to the minimum wage from July 1, 2026¹⁴.

Prices and pay in Andorra: the official figures as of October 8, 2026.
Measure	Figure
Consumer prices, August 2026, on a year earlier	+4.8% (July: +4.2%)³⁷
Core inflation, August 2026	+3.7%³⁷
Energy prices, August 2026	+17.9%³⁷
Consumer prices, September 2026, flash estimate	+4.5% (final figure due October 12, 2026)³⁸
Average gross monthly wage, June 2026	€2,775.65 (about $3,155; +4.8% on a year earlier)³⁹
Median gross monthly wage, June 2026	€2,235.35 (about $2,541)³⁹
Minimum wage from January 1, 2026	€8.80 an hour, €1,525.33 a month⁴⁰
Minimum wage from July 1, 2026	€9.05 an hour, €1,568.67 a month (about $1,783)¹⁴

Sources: the Department of Statistics’ releases on consumer prices and wages, and the minimum-wage decrees. Wages are the gross amounts declared to the CASS, including all pay items, for 45,726 employees; the most common pay band was €1,900 to €2,000 a month³⁹.

Rents: two official measures, far apart

There is no official rent index by parish. There are two national measures, and they differ because they measure different things^41,42:

€12.1 per m² a month (about $13.75) for lettings less than a year old in 2025, from the household survey of residents; all rented homes averaged €9.9, and 62.8% of residents rent⁴¹.
€18.80 per m² a month (about $21.37) as the average market rent of leases signed in 2025, from the national lease register, set in the Government’s 2026 affordable-rent decree⁴².

A newcomer signs a new lease, so the register’s figure is the closer guide, by our reading. Use the two as a range, and budget from current listings with a margin:

Monthly rent for an apartment at the two official averages for 2025, by our arithmetic. Checked October 8, 2026.
Apartment size	At €12.1 per m² (household survey)	At €18.80 per m² (leases signed in 2025)
60 m² (646 sq ft)	€726 (about $825)	€1,128 (about $1,282)
80 m² (861 sq ft)	€968 (about $1,100)	€1,504 (about $1,710)
100 m² (1,076 sq ft)	€1,210 (about $1,375)	€1,880 (about $2,137)

Sources: Department of Statistics, household survey 2025⁴¹; Decree 47/2026⁴². The register’s affordable-rent ceiling for 2026 is €14.10 per m², 25% below its market figure⁴². Square-foot conversions are our arithmetic.

Electricity

Household electricity prices are regulated. The 2026 tariffs, raised 2.8% from January 1, 2026, apply to all final users⁴³:

Regulated domestic electricity tariff for 2026, the “blava” flat rate (Decree 482/2025). Checked October 8, 2026.
Item	Price
Energy, tiers 1 and 2 (up to 20 kWh a day)	€0.1266 per kWh (about $0.14)
Energy, tier 3	€0.1920 per kWh (about $0.22)
Energy, tier 4	€0.2271 per kWh (about $0.26)
Night rate, time-of-use contracts	€0.1014 per kWh (about $0.12)
Standing charge	€2.26 per kW contracted, a month (about $2.57)

Source: Decree 482/2025⁴³. Whether the IGI is added on top is not stated in the part we read; ask your landlord for recent bills.

Getting around by bus

Andorra’s public bus service ran 11 lines, eight regular and three at night, with 541,182 validations in August 2026⁴⁴. The operators’ fare page is headed “from September 1” with no year, so check it locally: a monthly pass costs €30 (about $34) for all zones, an annual pass €360, a single zone-1 ticket €1.90 and a ten-trip ticket €12.40⁴⁵. The Government’s pass page invites residents to apply for a free monthly pass⁴⁶; who can have one we could not confirm.

Build your own full budget, line by line and in both currencies, in the Relocation Planner workbook.

Health coverage

The CASS, Private Policies, and the Medicare Question

Andorra’s public health cover comes through the CASS, the social security fund, and newcomers join it through work⁴⁷. For passive residence, the question comes first as a policy: you must hold insurance that covers 100% of any medical or health cost in Andorra, and incapacity and old age, for the whole permit; minors and people over 60 need health cover only^4,25.

Who can join the CASS

Employees. Your employer must register you within the seven days before the job starts, at the latest on the first day⁴⁷. The first time, you are entitled to reimbursement after 25 days of contributions⁴⁸.
Passive residents do not work in Andorra, so they do not join through a job, and the permit requires private cover^4,25.
Voluntary affiliation is limited to people aged 50 or over with at least 180 months of Andorran contributions, or to people who lived in Andorra for the 10 years immediately before and meet a further condition, such as having received a CASS retirement capital or being the dependent of someone who has⁴⁹. By our reading, a passive resident who has never worked in Andorra cannot join, however long they stay.

Plan on private cover for the long term. If you hold passive residence, by our reading you will need private insurance for as long as you hold it: ten years’ residence alone does not open voluntary CASS membership^4,49. Check what a policy costs at your age before you commit the investment.

What the CASS pays

The CASS pays a share of its reference tariffs. On its factsheet of August 26, 2026, if you follow the preferred route, with a registered family doctor (metge referent) and referrals, it pays 75% of doctor visits, tests and prescribed items, 65% of rehabilitation, 90% of hospital stays and 100% of maternity care; outside the route, visits are paid at 33%, and providers without a CASS agreement at 20% of the reference tariff⁵⁰. A referral is valid for 18 months or 12 visits, and a referral abroad is allowed when the wait is more than a week for priority consultations or more than a month for ordinary ones⁵⁰. On the Government’s page from the scheme’s 2018 start, you pay only your share at the family doctor: €5.90 a visit, or €7.25 at the pediatrician; the amounts may have changed since⁵¹. We found no published waiting-time figures.

In an emergency, dial 116 for the urgent medical service, SUM; 112 in Andorra is mountain rescue^52,53.

Medicare does not follow you

Medicare generally does not pay for care outside the United States, and Medicare drug plans do not cover prescriptions bought abroad⁵⁴. Most Medigap plans include foreign travel emergency coverage, but, as Medicare’s April 2026 leaflet puts it, it pays 80% after a $250 deductible, up to $50,000 in a lifetime, and only for emergencies that start in the first 60 days of a trip⁵⁵. That is travel coverage, not residence coverage, and by our reading it does not meet the passive-residence rule of 100% cover in Andorra⁴.

Whether to keep paying the Part B premium ($202.90 a month in 2026) is a real decision: if you drop Part B and re-enroll later, the premium rises by 10% for each full 12-month period you could have been enrolled but were not, usually for life⁵⁶. Decide with your whole plan in view.

Taxes for Americans

Two Tax Systems, and No Treaty Between Them

Moving to Andorra adds a second tax system; it does not remove the first while you remain a U.S. citizen. The United States taxes its citizens on worldwide income wherever they live⁵⁷. As of October 8, 2026, there is no U.S.–Andorra income tax treaty: Andorra is not on the IRS’s A-to-Z list of U.S. income tax treaties⁸, and the United States is not among the 21 treaties on the Andorran Government’s own list, which runs from France to Latvia and includes Spain, Portugal and Luxembourg²³. There is also no totalization (Social Security) agreement: Andorra is not on the Social Security Administration’s list⁹, and the CASS lists agreements with Spain, France and Portugal only⁵⁸.

What that means in plain terms: there are no treaty articles on pensions or Social Security, no tie-breaker for residence and no saving clause to read. With no treaty, a U.S. citizen’s worldwide income is taxed under ordinary U.S. rules, with no treaty rates or exemptions to claim⁸. Relief from double tax rests on each country’s own rules: on the U.S. side, the foreign tax credit and the foreign earned income exclusion^59,60; on the Andorran side, a credit for similar foreign tax, described below¹⁹. What follows is the map; the route is a job for a cross-border tax adviser.

When you become tax resident in Andorra

Under the Personal Income Tax Law (IRPF) you are resident if either of two tests is met in the calendar year¹⁹:

You stay in Andorra for more than 183 days in the calendar year¹⁹.
The main center or base of your activities or economic interests is in Andorra¹⁹.

You are presumed resident if your spouse and minor children live there¹⁹. Note the gap between the two systems: passive residence needs only 90 days a year in Andorra⁵, but tax residence turns on 183 days or your economic center. As we read the law, the return is filed between April 1 and September 30 of the following year, and people with only work and savings income taxed at source need not file; we did not check that article against later budget laws¹⁹.

Income tax: a flat 10%

The rate is a single 10%¹⁹. What brings it down for most people is the personal allowance and a bonus:

Andorran personal income tax: the IRPF consolidated text of 2019, with the 2023 and 2025 amendments. Checked October 8, 2026.
Item	Rule
Rate	10%¹⁹
Personal allowance (general income)	€24,000 (about $27,281); €30,000 if you are incapacitated; up to €40,000 for a couple where the spouse has no general income¹⁹
Bonus on tax from work, business or rental income	50% of the tax, capped at €800¹⁹
Family reduction, for each child or dependent parent	€1,000, since Law 5/2025¹⁸
Savings income (interest, foreign dividends, gains)	The first €3,000 exempt, then 10%¹⁹
Dividends from Andorran companies	Exempt⁶¹
Gains on Andorran property sold within 2 years / 2 to 5 years	A further 10% / 5% on top of the income tax, since Law 5/2025¹⁸

By our reading of the bonus, the effect on work, pension and business income is 0% up to €24,000, 5% from €24,000 to €40,000, and 10% above: €800 is half of 10% of €16,000¹⁹. These are not brackets in the law; they follow from the allowance, the rate and the cap. Gains on foreign property held at least ten years are exempt, and so are share gains on holdings under 25%, or above 25% held ten years⁶¹. We found no special regime for newcomers or retirees, such as a lump-sum or non-domiciled status¹⁹.

Income tax estimate

Estimate Your Andorran Income Tax for a Year

Enter your yearly general income (wages, pensions and business income) and, if you have any, your savings income (interest, foreign dividends and gains), in euros. The estimate takes off the €24,000 allowance, applies 10%, subtracts the 50% bonus up to €800¹⁹, then adds 10% of savings income above €3,000¹⁹. Each step is rounded to the cent; dollars use the ECB rate of September 24, 2026 (€1 = $1.1367)².

A simplification, by our arithmetic and our reading of the published rules. It treats the amount you enter as the taxable base, and all of it as income that earns the bonus; it applies the €24,000 allowance to general income only; it leaves out the higher allowances for incapacity and for a couple, the €1,000 family reduction, the home-purchase reduction, Andorran dividends (exempt), CASS contributions, credit for foreign tax and U.S. tax. It is not tax advice.

Examples: Andorran income tax on yearly general income, with the €24,000 allowance, the 10% rate and the bonus capped at €800, by our arithmetic from the IRPF.
General income a year	Tax at 10% after the allowance	Bonus	Tax due	Share of income
€24,000 (about $27,281)	€0	€0	€0	0.0%
€30,000 (about $34,101)	€600	€300	€300	1.0%
€40,000 (about $45,468)	€1,600	€800	€800	2.0%
€60,000 (about $68,202)	€3,600	€800	€2,800	4.7%
€100,000 (about $113,670)	€7,600	€800	€6,800	6.8%
€200,000 (about $227,340)	€17,600	€800	€16,800	8.4%

Pensions, Social Security and retirement accounts

The IRPF counts as work income “pensions and other similar benefits, public or private, arising from previous employment” and the benefits paid to members of pension plans¹⁹.

Our reading, not a ruling. On that wording, U.S. Social Security and payouts from a 401(k) or IRA fall into your Andorran general income, and with no treaty there is nothing to override that^19,8. Andorra deducts the lower of the foreign tax actually paid on that income, if it is a tax “of similar characteristics”, and the Andorran tax on it¹⁹; by our reading that should relieve double tax on U.S.-source pensions, but we found no official ruling on U.S. benefits. How a Roth IRA is treated we could not confirm. Settle this with a cross-border tax adviser before you move.

Your U.S. benefits can follow you. The SSA’s payments-abroad tool gives U.S. citizens this answer: “As a United States citizen, you may receive your Social Security payments outside the United States in this country as long as you are eligible for them”⁶². We found no SSA page specific to Andorra, so confirm with the SSA before you move.

Inheritance, gift, wealth and property taxes

No wealth, inheritance or gift tax appears on the Government’s list of state and parish taxes, as we read it²². Gains that arise on death, and gifts to relatives up to the third degree, are exempt from income tax⁶¹.
Real estate passed on as a gift or inheritance can still attract the property transfer tax, by our reading of the transfer tax law, unless the transfer is between spouses or otherwise exempt⁶³.
Every year, the comú charges a property tax per m²: in Andorra la Vella in 2026, €0.381 to €0.505 per m² for an owner’s only main home up to 250 m², and otherwise €0.629 per m² up to 250 m² and more above that; the area is weighted by a street index of 1 or 2, so the rate doubles on some streets; other parishes set their own rates⁶⁴.
Foc i lloc, the parish residence tax: €30 a year for each registered resident aged 18 to 65 in Andorra la Vella⁶⁴.
Buying property costs the 4% transfer tax and, for a foreign buyer, the 6% or 10% foreign real-estate investment tax. See Renting and Buying.

The general indirect tax, IGI, Andorra’s equivalent of VAT, is 4.5%, with a reduced 1% rate for food, water and books, among others⁶⁵.

Social contributions, and no totalization agreement

Employees pay the CASS 6.5% of salary (3% to the general branch and 3.5% to pensions) and employers 15.5% (7% and 8.5%): 22% in all⁶⁶. The self-employed pay 22% (10% general and 12% pension) on a base chosen between 25% and 137.5% of the previous year’s average monthly wage; the CASS page, dated January 30, 2025, shows €587.95 a month at 100%, which may be the 2025 figure⁶⁷. By our reading, passive residents, who may not work in Andorra, pay no CASS contributions; the permit requires private insurance instead^5,4.

Because there is no totalization agreement^9,58, no agreement decides which country’s system covers your work. A self-employed American in Andorra pays the CASS and, by our reading, may also owe U.S. self-employment tax. Ask an adviser before you start.

What you still file in the United States

U.S. filings for citizens living abroad, tax year 2026. Sources: IRS and FinCEN, checked October 8, 2026.
What	The rule
Form 1040	Due April 15; citizens living abroad get an automatic extension to June 15 (interest still runs from April 15)⁵⁷.
Foreign Earned Income Exclusion	Up to $132,900 of earned income for 2026. It does not cover pensions, Social Security or investment income^60,68.
Foreign Tax Credit	Claim Andorran tax paid on Form 1116; no credit on income you excluded⁵⁹.
FBAR	Required when your foreign accounts together exceed $10,000 at any time in the year⁶⁹.
Form 8938 (FATCA)	For taxpayers living abroad: over $200,000 at year end or $300,000 at any time (single); $400,000 and $600,000 (joint)⁷⁰.

For U.S. tax preparation and planning, our sister brand eTaxNexus works with Americans abroad.

Questions to take to your tax adviser

Will I become Andorran tax resident, by more than 183 days or by my economic center, if I spend only 90 days a year there?
How will Andorra tax my Social Security, 401(k), IRA and Roth IRA payouts, and how does its credit for “similar” foreign tax work with mine?
In what order do the Andorran credit and the U.S. foreign tax credit apply, with no treaty between them?
Does my investment for passive residence produce income that Andorra or the U.S. taxes, such as a fund or life-insurance product?
Does the foreign earned income exclusion or the foreign tax credit suit my earnings better?
If I work in Andorra, will I owe contributions in both countries?
What property tax and transfer-tax rate does my parish set?

Renting and buying

Lease Rules, Buying as a Foreigner, and Short-Term Rentals

Renting under the lease law

Residential leases are governed by the urban leases law, as consolidated by Law 15/2022. It says³⁴:

Term. A residential lease runs for at least five years; the landlord may keep a right to take the home back after two years for his or her own or a family member’s use. After that it renews tacitly a year at a time³⁴.
For permit holders. A foreigner with a temporary residence permit shorter than five years may sign a lease limited to the length of the permit³⁴.
Notice. Three months before the end of the term or an extension until December 31, 2026, and six months from January 1, 2027^34,15. The Government’s lease guide says a tenant can end the lease with one month’s notice, without penalty⁷¹.
Deposit and advance. The deposit for a main home is at most two months’ rent, and the landlord may ask for at most one month in advance³⁴.
Registration. From January 1, 2027, the tenant gives the comú a full copy of the lease for the national register, SICAR¹⁵.

Law 11/2026 and Americans. From January 1, 2027, leases signed in 2021 or earlier leave the forced-extension system in stages to 2030, and their new leases may rise by at most 1% to 6% a year plus inflation, depending on the old rent per m²¹⁵. That transitional regime does not apply to a lease signed by a holder of passive residence, to single-family houses, or to rents of €2,500 a month or more for the home alone, without parking, storage or supplies: those follow the general lease law above¹⁵. The same law bans the use of homes for business activity by non-residents¹⁵.

Buying: authorization, a cap, and two taxes

Prior authorization, always. Every foreign real-estate investment needs administrative authorization in advance; the ministry decides within two months, which it can extend by half, and if it does not decide in time the application is deemed refused¹⁸.
One house or two apartments. A foreign individual may hold at most one plot with one single-family house, or one house or two apartments or studios (each with up to three parking spaces and three storage units), or six parking spaces, for ten years; homes let at an affordable rent for ten years or more do not count¹⁸.
Who is foreign. Non-residents, and residents who cannot show three years or more of effective and permanent residence in the ten years before the application, with time away for study counted as residence⁷. For holders of residence without work, such as passive residents, residence counts only if it can be shown with an Andorran tax residence certificate¹⁸. So a new passive resident is a foreign buyer for at least three years, and longer unless the residence can be shown that way, which, by our reading, the 90-day minimum alone may not give¹⁹.
The transfer tax: 4% of real value, paid by the buyer: 1% to the state and up to 3% to the comú, which the law lets each comú set between 0.5% and 3%^63,26. Andorra la Vella and Escaldes-Engordany charge 3% for 2026^64,72; we did not check the other five parishes.
The foreign real-estate investment tax: 6% of real value on one home (one house, or one apartment with its annexes) and 10% on anything beyond, since February 13, 2026; it was 3%, 5% and 10% under the 2025 rules, and 3% to 10% under the 2024 law^7,18,17. Purchases applied for before the law passed keep the old rates, and a 90% rebate applies if the home is let at an affordable rent for ten years⁷.
No first-home relief for newcomers. The transfer-tax exemption for a first home up to €600,000 needs five years’ residence in the last ten and an income ceiling¹⁸.
Every year, the parish property tax and, in Andorra la Vella, the €30 foc i lloc per adult resident. See Taxes for Americans.
Selling. A resident’s gain on Andorran property is taxed through the income tax, with a further 10% if sold within two years and 5% within five¹⁸. The Government’s undated tax page, when we read it on October 8, 2026, listed a separate capital-gains tax on property of 1% to 15%, with 5% withheld from non-residents²⁶; ask a notary which applies to you.
Other costs. We did not research notary or agency fees; ask your notary for a written list before you sign.

Purchase tax calculator

What the Taxes Come To When You Buy

Enter the price in euros, whether you are a foreign buyer, and your parish’s share of the transfer tax. The calculator adds the state’s 1% and the comú’s share⁶³, then the foreign real-estate investment tax at 6% on one home or 10% on any other purchase⁷, to the cent, and says whether the price is above the €800,000 a unit that passive residence asks of property⁷. Dollars use the ECB rate of September 24, 2026².

By our arithmetic. That the transfer tax and the foreign-investment tax are both paid on the same purchase is our reading of the two laws. Both are charged on real value, which may differ from your price. The comú share is 3% in Andorra la Vella and Escaldes-Engordany for 2026; the law allows 0.5% to 3%. The calculator leaves out the authorization, the transitional rates, the affordable-rent rebate, notary fees and the yearly taxes.

Examples: purchase taxes for a foreign buyer in a parish charging 3%, on one home (6%) and on any other property (10%), by our arithmetic from the transfer tax law and Law 2/2026.
Price	Transfer tax, 4%	Foreign-investment tax, 6%	Total, one home (10%)	Total, another property (14%)	Above €800,000 for passive residence
€500,000 (about $568,350)	€20,000	€30,000	€50,000 (about $56,835)	€70,000 (about $79,569)	No
€800,000 (about $909,360)	€32,000	€48,000	€80,000 (about $90,936)	€112,000 (about $127,310)	No
€900,000 (about $1,023,030)	€36,000	€54,000	€90,000 (about $102,303)	€126,000 (about $143,224)	Yes
€1,200,000 (about $1,364,040)	€48,000	€72,000	€120,000 (about $136,404)	€168,000 (about $190,966)	Yes
€2,000,000 (about $2,273,400)	€80,000	€120,000	€200,000 (about $227,340)	€280,000 (about $318,276)	Yes

What property costs

Apartments sold for an average of €4,569.7 per m² nationally in the second quarter of 2026 (about $5,194), only 0.2% more than a year earlier, while the number of sales fell 11.8%; non-residents made 22.6% of purchases by individuals⁷³. The figures come from the transfer-tax filings of notaries⁷³. By parish, the 2025 averages run from about €3,242 to about €6,117 per m²:

Average price per m² of apartments by parish, 2024 and 2025, with the official affordable-rent benchmark per m² a month. Changes are our arithmetic. Checked October 8, 2026.
Parish	2024	2025	Change	Affordable-rent benchmark
Escaldes-Engordany	€5,282.37	€6,116.99 (about $6,953)	+15.8%	€10.70
Andorra la Vella	€5,063.59	€4,885.91 (about $5,554)	−3.5%	€10.70
Ordino	€3,691.73	€4,134.47 (about $4,700)	+12.0%	€8.81
Canillo (includes Soldeu)	€3,566.29	€3,752.41 (about $4,265)	+5.2%	€7.95
La Massana (includes Arinsal)	€3,295.98	€3,663.04 (about $4,164)	+11.1%	€9.56
Sant Julià de Lòria	€2,524.39	€3,335.10 (about $3,791)	+32.1%	€9.22
Encamp (includes Pas de la Casa)	€3,123.22	€3,242.00 (about $3,685)	+3.8%	€9.47

Sources: Department of Statistics, price of housing per m² by parish (last updated February 9, 2026)⁷⁴; the affordable-rent benchmarks are the public-housing prices in Law 11/2026, not market rents^15,71. No official prices exist for single villages such as Pas de la Casa, Soldeu or Arinsal.

Short-term rentals and empty homes

Since Law 5/2025 took effect in April 2025, new tourist-rental authorizations for apartments and studios are suspended. Existing authorizations last three years, renewal is requested three months before expiry, and an authorization is canceled after 12 months with no guest registered¹⁸. The 2026 tourism law keeps tourist homes under their own law⁷⁵. So, by our reading, an apartment or studio bought while the suspension lasts cannot get a new tourist-rental authorization.

Two official texts disagree on the empty-home tax. Law 5/2025 taxes a home left empty for more than two years without justification at €100 per m² a year¹⁸. The Government’s undated tax page still showed €5.05 per m² when we read it on October 8, 2026, and excludes second homes for family or vacation use²⁶. We follow the law; ask the Tax Department how the exclusion applies before you leave a home empty.

Our position on property. We take no developer or property commissions. We may receive a referral fee from some professional partners. It never changes what you pay, and we tell you when it applies.

Where to live

Seven Parishes, Compared on Official Numbers

Andorra had 90,105 residents on August 31, 2026, 1.9% more than a year earlier; the statistics office publishes monthly estimates from the parish registers, not a periodic census⁷⁶. The two capital parishes, Andorra la Vella and Escaldes-Engordany, hold about 46% of the population, by our arithmetic⁷⁶. We compare the parishes below on population^76,77 and apartment prices⁷⁴. There are no official prices or climate normals for single towns, so the climate figures are national. Our groupings are starting points for a scouting trip, not verdicts.

The Capital Pair

Andorra la Vella has 24,840 people in its parish and 21,496 in the town; Escaldes-Engordany has 16,347 and 16,162^76,77. Apartments in Escaldes-Engordany were the most expensive of any parish in 2025 at €6,116.99 per m², up 15.8%; in Andorra la Vella they averaged €4,885.91, down 3.5%, by our arithmetic⁷⁴. Both comuns charge the full 3% share of the transfer tax^64,72.

Consider: Andorra la Vella · Escaldes-Engordany

The Ski Parishes

Encamp has 13,751 people in its parish, 2,284 of them in Pas de la Casa; Canillo has 6,614, with 985 in Soldeu^76,77. Encamp had the lowest apartment prices in 2025, €3,242 per m², and Canillo €3,752.41⁷⁴. Canillo also has the lowest affordable-rent benchmark, €7.95 per m²¹⁵.

Consider: Encamp · Pas de la Casa · Canillo · Soldeu

The Northern Valleys

La Massana has 12,402 people in its parish, 2,210 of them in Arinsal; Ordino, the smallest parish by population, has 5,851^76,77. Prices rose in both in 2025: 11.1% in La Massana to €3,663.04 per m², and 12.0% in Ordino to €4,134.47, by our arithmetic⁷⁴. The country’s coldest reading of 2025, −16.7°C (2°F), came from Fonts d’Arinsal at 2,681 m⁷⁸.

Consider: La Massana · Arinsal · Ordino

The South

Sant Julià de Lòria has 10,300 people in its parish and 8,312 in the town^76,77. Its apartments were still among the least expensive in 2025, at €3,335.10 per m², but rose the fastest, by 32.1%, by our arithmetic⁷⁴. The country’s warmest reading of 2025, 37.8°C (100°F), came from Roc de Sant Pere at 1,105 m⁷⁸.

Consider: Sant Julià de Lòria

Residents by village (December 31, 2025) and by parish (August 31, 2026). Checked October 8, 2026.
Village	Parish	Village, Dec 31, 2025	Parish, Aug 31, 2026
Andorra la Vella	Andorra la Vella	21,496	24,840
Escaldes-Engordany	Escaldes-Engordany	16,162	16,347
Encamp	Encamp	8,817	13,751
Sant Julià de Lòria	Sant Julià de Lòria	8,312	10,300
La Massana	La Massana	6,300	12,402
Ordino	Ordino	3,378	5,851
Canillo	Canillo	2,623	6,614
Pas de la Casa	Encamp	2,284	(in Encamp)
Arinsal	La Massana	2,210	(in La Massana)
Soldeu	Canillo	985	(in Canillo)

Sources: Department of Statistics, population by village⁷⁷, and the population release of September 15, 2026⁷⁶. The village figures are estimates from the comuns’ registers; 94,480 people were on those registers in August 2026⁷⁶.

Climate: national figures from the National Weather Service, at its reference station unless stated. Checked October 8, 2026.
Measure	Figure
Mean temperature, 2025	11.9°C (53°F), 1.3°C (2.3°F) above the 1991–2020 reference, so a reference of about 10.6°C (51°F) by our arithmetic⁷⁸
Precipitation, 2025	858.1 mm (33.8 in), “within normal”; the average across all stations was 953 mm (37.5 in)⁷⁸
Warmest reading, 2025	37.8°C (100°F) at Roc de Sant Pere, 1,105 m (3,625 ft)⁷⁸
Coldest reading, 2025	−16.7°C (2°F) at Fonts d’Arinsal, 2,681 m (8,796 ft)⁷⁸
Mean temperature, summer 2026	21.8°C (71°F), 3.4°C (6.1°F) above normal: the hottest summer since 1950, with five heat waves⁷⁹

Sources: National Weather Service, annual summary 2025⁷⁸ and summer 2026 summary⁷⁹. We found no town-by-town 1991–2020 normals for Andorra la Vella, Soldeu, Pas de la Casa or the other towns; the service publishes monthly, seasonal and yearly summaries and station data⁸⁰. Fahrenheit, inch and foot conversions are our arithmetic. Compare Andorra with other destinations.

Practical matters

Paperwork: Registration, Numbers, Banks, Driving and Pets

Registering with your comú

Andorra has seven parishes, each run by a comú. With passive residence you must register with the comú of the parish where you live: the 2026 form says within one month of the authorization, the 2025 regulation asks for the comú’s certificate within three months, and the Government’s page gives both^25,29,4. Registering within one month meets both deadlines. From January 1, 2027, tenants must also give the comú a full copy of their lease, which goes into a national register (SICAR); failing to do so can bring a fine of up to €600¹⁵.

Your numbers: NIA and NRT

Everyone dealing with the Government or the comuns must quote a NIA, the administrative identification number, which you can request at any Government or comú counter³⁵. The tax code requires every taxpayer to apply for and use a tax registration number (NRT), and failing to use or report it carries a fixed fine of €1,500³⁶. How a newcomer’s NRT is issued, and whether it is linked to the NIA, we could not confirm on an official source; ask the Tax Department.

A bank account

We found no Andorran law giving a right to a basic bank account, of the kind EU countries have. That is an absence of evidence, not a confirmed gap: ask the bank you choose what it needs from a new resident, and allow time, because the passive-residence investment goes into Andorran assets and the AFA payment to an Andorran authority⁷.

Driving

Andorra’s 2025 driving-license regulation says⁸¹:

Licenses that follow the Geneva or Vienna convention models are accepted, and so are international permits shown with the national license⁸¹.
Once you take up residence, such a license stays valid only until six months have passed⁸¹.
A license from outside the EU and EFTA must be exchanged within one year. For categories A and B only the theory is recognized: you must always pass the practical tests⁸¹.
The license must be valid when you apply and must not have been issued while you lived in Andorra, so a U.S. license renewed after your move may be refused⁸¹.
If the issuing country does not recognize Andorran licenses, you take the same tests an Andorran would face there⁸¹.

We found no exchange agreement between Andorra and the United States or any U.S. state, so by our reading these rules apply to U.S. licenses. Andorra has applied the 1968 Vienna road traffic convention since September 25, 2025⁸¹.

Pets

Pets from outside the EU may come to Andorra only after entering the EU through a travelers’ point of entry, with a microchip, a rabies vaccination and an identity document; a rabies antibody test is waived for animals from listed countries⁸², and the United States is on the EU’s list⁸³. Rabies vaccination is compulsory for every dog in Andorra, and a pet identified abroad must be entered in the Andorran register within two months of arrival⁸²; since 2022 an Andorran vet makes the entry and collects the fee⁸⁴. We could not confirm the amount of the fee.

Shipping your household

Personal belongings of people moving their normal residence to Andorra enter free of customs duties and charges, if⁸⁵:

you have owned and used the goods for at least six months⁸⁵;
you lived outside Andorra for at least 12 consecutive months before the move⁸⁵;
you declare them within 12 months of settling⁸⁵.

Andorra’s customs union with the EU covers industrial goods only⁸⁶. Your shipment crosses Spain or France on the way; by our reading it travels through the EU in transit and is cleared under the Andorran relief, but ask your mover. Whether the IGI on imports is also waived we could not confirm.

Schools

Basic education is compulsory and free from 6 to 16 for everyone, “nationals and legally resident foreigners” included, and there is a right to a school place from age 3²⁰. Andorra runs three school systems side by side: Andorran, Spanish and French²¹.

Your U.S. services from Andorra

There is no U.S. post in Andorra. It falls in the district of the U.S. Consulate General in Barcelona, and all U.S. visa services for Spain and Andorra are at the Embassy in Madrid⁸⁷.
For an emergency involving a U.S. citizen, call +34 93 280 2227 during business hours, or +34 91 587 2200 after hours⁸⁷.
In Andorra, dial 110 for the police, 116 for the urgent medical service, 118 for the fire brigade and 112 for mountain rescue^52,53.

Entry rules

Outside the EU and Schengen, Reached Through Both

Andorra is not in the EU and not in the Schengen area³. It sets its own rules for stays: a foreigner in tourist regime may stay at most 90 days from the date of entry, within the following 365 days, and may not work⁵. But Andorra lies between Spain and France, so you reach it through one of them, and so through the Schengen area. On the way in and out, the Schengen rules for short stays apply: as a U.S. citizen you may stay up to 90 days in any 180-day period without a visa^6,88.

Andorra counts Schengen days too. The Government’s Schengen FAQ says that if you have overstayed 90 days in a 180-day period in the Schengen area, you cannot obtain any Andorran immigration authorization²⁸.
Residence without work needs Schengen status. Since November 14, 2025, an applicant from outside the EU and the EEA must be lawfully in the Schengen area, free to move within it, and able to re-enter it from Andorra⁴. Work-permit holders need the visas required to enter and move lawfully in France or Spain¹¹.
Days in Andorra and the Schengen count. How days spent in Andorra count toward the Schengen limit of 90 days in 180 we could not confirm in an official source. Check with the Andorran Immigration Service before you plan a long stay or a permit application around it.

Since April 10, 2026 the EU’s Entry/Exit System has been fully operational at Schengen borders and has replaced passport stamping^89,90. When you fly into Spain or France you are registered as a short-stay visitor; holders of a residence permit or long-stay visa from a country that operates the system are not registered⁹⁰. Andorra is not in Schengen³, so by our reading an Andorran permit did not exempt you as of October 8, 2026, and you are recorded each time you enter or leave the Schengen area.

As of October 8, 2026, ETIAS, the EU travel authorization for visa-free visitors, is not yet in operation; the EU says it will announce the start date several months ahead. When it starts it will cost €20^91,92. The regulation exempts holders of residence permits covered by the Schengen Borders Code and of national long-stay visas⁹³; Andorra is not in Schengen, so by our reading an Andorran permit alone will not exempt you once ETIAS starts, and you would need an authorization to pass through Spain or France, unless the border agreement below applies by then. The Schengen, EES and ETIAS section of our FAQ explains the 90/180 count.

A border agreement has been proposed, but is not yet in force. As of October 8, 2026, an EU–Andorra agreement on border management has been negotiated (talks ended on January 26, 2026), and on September 7, 2026 the European Commission proposed that the Council authorize its signing and provisional application “as soon as possible”¹³. We found no Council decision on it as of October 8, 2026. As the Commission’s text stands, once it applies¹³:

third-country nationals legally residing in Andorra will be exempt from the Entry/Exit System and from ETIAS, get no passport stamps, and may stay in the Schengen area without a visa for up to 90 days in any 180-day period on their Andorran permit¹³;
before Andorra issues or renews a permit, France or Spain will carry out a security assessment, within 28 calendar days that can be extended by 14¹³;
the right to reside will require a “genuine connection” with Andorra, based on “actual and regular physical presence”, and the text says this is not shown by predetermined investments or predetermined payments to the authorities¹³. How Andorra will apply this to passive residence we could not confirm;
permits issued before it enters into force stay valid for at most two years after that, or until they expire, if sooner¹³.

Until it applies, the Commission warns that third-country residents of Andorra risk being “automatically registered as overstayers in the Entry/Exit System”, because their exit is not always registered when they leave the Schengen area for Andorra, which could harm later Schengen visa, ETIAS, long-stay visa or permit applications¹³. Keep proof of your Andorran residence and of your travel dates, and check with the Andorran Immigration Service whether the agreement applies before you travel.

Andorra’s other ties with the EU do not change this, as of October 8, 2026. It uses the euro under a monetary agreement¹, and on July 16, 2026 the Council of the EU decided to sign, and to apply provisionally, an association agreement with it, with signature planned for late September 2026; we could not confirm the signature, and the agreement must still be ratified¹². The Commission describes the border agreement and the association agreement as legally separate¹³; by our reading neither makes Andorra part of Schengen.

Timeline

A Realistic Twelve Months

Built from the rules above, for passive residence. The Government says a complete file is decided the day after the medical check²⁷, but the quota is small¹⁶ and the investment has its own six-month clock⁷, so the plan starts early and keeps money ready before you file.

Months 12–8 before

Decide and test

Check that you can invest €1,000,000, or €400,000 in the Housing Fund, and pay the €50,000 you will not get back⁷. Run the income test. Book a cross-border tax adviser: with no treaty, Andorra taxes pensions, and by our reading your 401(k) and IRA payouts, as work income^19,8. Plan a scouting trip that keeps your Schengen days in order.

Months 7–4 before

Prepare

Ask the Immigration Service whether permits remain under the March 2026 quota, which amounts it applies, and whether the EU–Andorra border agreement has started to apply^16,25,13. Choose the investment; a home counts only above €800,000 a unit, and buying needs prior authorization and adds 4% plus 6% or 10% in tax^7,18. Start pet preparations: microchip, rabies vaccination, and entry to the EU at a travelers’ point of entry⁸².

Months 3–1 before

Documents and shipping

Order apostilled police certificates and the marital-status document²⁹. Buy the health policy⁴. List your household goods: they enter free of customs duties if you owned and used them for six months and lived outside Andorra for twelve⁸⁵.

Month 0

Arrive and file

Enter Spain or France under the Schengen rules and travel on to Andorra^6,4. Sign a lease or complete the purchase⁴. File with the Immigration Service and take the medical check²⁷.

Months 1–6 after

Register and invest

Register with the comú within one month²⁵; from January 1, 2027, give it a copy of your lease¹⁵. Make the investment within six months and file the proof^7,4. Register your pet within two months⁸². Swap a U.S. driver’s license before the six months run out⁸¹.

By month 12 after

Taxes and days

Count your 90 days in Andorra for the calendar year⁵. If you become tax resident, the Andorran return is filed between April 1 and September 30 of the next year, as we read the law¹⁹; put the U.S. return (June 15 for Americans abroad) and the FBAR on the calendar^57,69. The first renewal comes after two years, filed no earlier than 60 days before expiry^5,27.

Questions

What Americans Ask Us About Andorra

How long can I stay in Andorra without a residence permit?

Andorra’s own rule lets a foreigner in tourist regime stay at most 90 days from entry, within the following 365 days, without working⁵. You reach Andorra through Spain or France, where the Schengen limit of 90 days in any 180-day period applies⁶. How your days in Andorra count toward the Schengen limit we could not confirm; check with the Andorran Immigration Service.

Do I need a visa to move to Andorra?

Not a visa, but an Andorran immigration authorization, filed in Andorra with the Immigration Service; work permits and residence without work are granted within quotas^4,16,11. For residence without work you must be lawfully in the Schengen area and able to re-enter it from Andorra⁴. An EU–Andorra border agreement, which the Commission on September 7, 2026 proposed that the Council authorize for signing, and which is not yet in force as of October 8, 2026, would exempt Andorran permit holders from EES and ETIAS but add a French or Spanish security check before each permit; until then, residents risk being wrongly recorded as overstayers in the EES (see Entry rules)¹³.

How much does passive residence cost in 2026?

Since February 13, 2026: at least €1,000,000 invested in Andorran assets, or €400,000 in the state Housing Fund, plus a non-refundable payment of €50,000 to the AFA and €12,000 for each dependent⁷. The first permit costs €3,000 in fees, plus €1,000 per dependent^18,32. Income must exceed 300% of the annual minimum wage: by our arithmetic more than €56,472.12 a year at the July 2026 minimum wage, on the official form’s “× 3” example; the regulation’s wording can also be read as four times, the stricter reading, about €75,296. The figure rises whenever the minimum wage is reset^4,29,14.

Is the €50,000 deposit refundable?

No, since February 13, 2026. Law 2/2026 made it a definitive payment to the State, refunded only if the first application is refused⁷. The Government’s page still calls it a deposit and gave no amount when we read it on October 8, 2026²⁵; we follow the law.

How many days a year must I spend in Andorra?

At least 90 days in each calendar year as your main and effective residence, for passive residence⁵, and the same commitment for the digital nomad permit²⁴. Spending more than 183 days makes you tax resident¹⁹.

Can I work remotely from Andorra?

The digital nomad permit exists in law for employees of a foreign employer and freelancers with non-Andorran clients²⁴, but the only quota decree we found, from 2023, allows 100 permits shared with entrepreneurs, and we found no newer one³¹. Passive residents may not work or practice a profession in Andorra⁵.

Is there a tax treaty or a Social Security agreement between the U.S. and Andorra?

No, as of October 8, 2026. Andorra is not on the IRS list of U.S. income tax treaties, the United States is not on Andorra’s list of its 21 tax treaties, and Andorra has no totalization agreement with the U.S.; the CASS lists agreements with Spain, France and Portugal only^8,23,9,58.

How much income tax will I pay in Andorra?

The rate is a flat 10%, after a personal allowance of €24,000. A 50% bonus on the tax from work, business or rental income, capped at €800, means in effect, by our reading, 0% up to €24,000, 5% to €40,000 and 10% above¹⁹. Savings income has its own €3,000 allowance, and dividends from Andorran companies are exempt^19,61.

Will Andorra tax my Social Security, 401(k) or IRA?

The income tax law taxes public and private pensions from past employment, and pension-plan payouts, as work income¹⁹. By our reading that takes in U.S. Social Security and 401(k) and IRA payouts, with no treaty to change it. Andorra credits similar foreign tax up to its own tax on that income¹⁹. Ask a cross-border tax adviser.

Can Americans buy property in Andorra?

Yes, with prior authorization, and at most one house or two apartments per buyer (or six parking spaces), a limit that lasts ten years¹⁸. A foreign buyer pays the 4% transfer tax and the foreign real-estate investment tax of 6% on one home or 10% beyond that; the second also applies to residents with under three years’ residence in the last ten^26,7.

Can I join the CASS, Andorra’s public health insurance?

Through a job, yes: your employer registers you, and reimbursement starts after 25 days of contributions^47,48. Passive residents must hold private insurance for the permit^4,25. Voluntary affiliation is limited to people aged 50 or over with at least 180 months of Andorran contributions, or to people who lived in Andorra for the 10 years immediately before and also meet a further condition, such as having received a CASS retirement capital; by our reading a passive resident who has never worked in Andorra cannot join, however long they stay⁴⁹.

Can I keep my U.S. citizenship if I naturalize?

No. Andorra grants nationality only after you prove you have lost your other nationalities, within five years of the favorable decision¹⁰. Naturalization also takes 20 years of residence and Catalan at B1¹⁰.

Is Andorra joining the EU or Schengen?

Neither, as of October 8, 2026. The Council of the EU decided on July 16, 2026 to sign, and to apply provisionally, an association agreement, with signature planned for late September 2026; we could not confirm that it was signed, and it must still be ratified¹². By our reading it does not make Andorra part of Schengen. Border matters are in a separate agreement, which the Commission proposed for signature and provisional application on September 7, 2026; it is not yet in force¹³.

Sources

Every Figure on This Page, and Where It Comes From

We use official sources only: Andorran laws, decrees and parish tax ordinances as published in the Official Gazette (BOPA), each amending law read alongside the base text, because Andorra has published no official consolidated text of its immigration law since 2019; the Government of Andorra, its Department of Statistics and its National Weather Service; the CASS, the SAAS and the Police; the national bus operators’ fare page; the EU, the Council of the EU and the European Central Bank; and U.S. federal agencies and the U.S. Consulate General in Barcelona. Catalan titles are given in English. Each source was read on the date shown; where a page carries its own date, or none, the title says so. Where official texts disagree, we say what each one says and which we follow. If you spot something that has changed, email [email protected].

Monetary Agreement between the European Union and the Principality of Andorra (2011). EUR-Lex. Official page. Checked October 8, 2026.
Euro foreign exchange reference rates (USD, September 24, 2026). European Central Bank. Official page. Checked October 8, 2026.
EU countries: membership, euro area and Schengen dates. European Union. Official page. Checked October 8, 2026.
Decree 407/2025 regulating residence without work, published November 13, 2025, in force November 14, 2025. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Qualified Immigration Law (Llei qualificada d’immigració), consolidated text of February 6, 2019 (the latest official consolidation as of October 8, 2026). BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Regulation (EU) 2018/1806: visa exemption for stays of no more than 90 days in any 180-day period (Annex II: United States). EUR-Lex. Official page. Checked October 8, 2026.
Law 2/2026 (Omnibus 2), published February 12, 2026, in force February 13, 2026: the passive-residence investment, the AFA payments and the foreign real-estate investment tax. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
United States income tax treaties, A to Z. Internal Revenue Service. Official page. Checked October 8, 2026.
Status of totalization agreements. Social Security Administration. Official page. Checked October 8, 2026.
Law 8/2026 amending the Qualified Nationality Law, published June 2, 2026, in force June 3, 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Decree 388/2026 setting the work-permit quota to April 30, 2027 and the 2026 minimum salaries by occupation, published October 7, 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Council of the European Union, document CM 2058/26 REV 1 (July 2026): the association agreement with Andorra (PDF). Council of the European Union. Official page. Checked October 8, 2026.
Proposal for a Council Decision on the signing and provisional application of the Agreement between the European Union and the Principality of Andorra on several aspects in the field of border management, COM(2026) 445 final (September 7, 2026). European Commission (EUR-Lex). Official page. Checked October 8, 2026.
Decree 253/2026: the minimum wage from July 1, 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Law 11/2026 on the transition out of forced lease extensions, published June 23, 2026, applying from January 1, 2027. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Decree 74/2026 setting the quota of residence-without-work permits (March 2026). BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Law 3/2024 creating the tax on foreign real-estate investment. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Law 5/2025 (Omnibus 1), published March 25, 2025: immigration fees and renewals, the foreign-buyer limit, tourist rentals, the empty-home tax and income tax changes. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Personal Income Tax Law (IRPF), consolidated text of June 5, 2019. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Qualified Education Law, consolidated text of 2018, article 7. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Studying in Andorra. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
The Andorran tax system. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Agreements to avoid double taxation. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Law 42/2022 on the digital economy, entrepreneurship and innovation: the digital nomad permit and the order of priority for work permits. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Residence without work: initial authorization (undated page). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Other taxes: property transfer tax, capital gains on property, empty homes (undated page). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Immigration: frequently asked questions. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Questions about the Schengen area (PDF). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Application form T2 FG024: residence without gainful activity, and professionals with international projection (form dated September 28, 2026, PDF). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Application form T2 FG037: digital nomad residence (form dated January 18, 2023, PDF). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Decree 11/2023 setting the quota of digital nomad and entrepreneur permits (January 2023). BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Immigration fees. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Information note: immigration authorizations for non-EU nationals (PDF). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Law 15/2022 on urban leases (consolidated lease law), articles 14, 20 and 42. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Law 8/2007: the administrative identification number (NIA). BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Law 21/2014 on the bases of the tax system, article 26: the tax registration number (NRT). BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Consumer price index, August 2026 (release A142 of September 14, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Flash consumer price index, September 2026 (release of October 1, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Wages, June 2026 (release A149 of September 18, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Decree 8/2026: the minimum wage from January 1, 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Household survey 2025: housing and rents (release A048 of August 28, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Decree 47/2026 on affordable rents for 2026: the average market rent of leases signed in 2025. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Decree 482/2025: regulated electricity tariffs for 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Public bus transport, August 2026 (release A239 of September 30, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Fares “from September 1” (the page gives no year). Coopalsa and Nadal, the national bus operators (bus.ad). Official page. Checked October 8, 2026.
National bus lines: passes. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Registration and de-registration of employees. CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
Conditions for the reimbursement of medical expenses. CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
Special schemes, including voluntary affiliation. CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
The preferred route and the reimbursement of medical benefits (factsheet of August 26, 2026, PDF). CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
The referring doctor (metge referent) (page from the 2018 start of the scheme). Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Home page: emergency numbers. Police of Andorra (Cos de Policia). Official page. Checked October 8, 2026.
Home page: SUM 116, the urgent medical service. SAAS, the Andorran Health Care Service. Official page. Checked October 8, 2026.
Travel outside the U.S. Medicare.gov. Official page. Checked October 8, 2026.
Medicare coverage outside the United States (Product 11037, April 2026). Medicare.gov. Official page. Checked October 8, 2026.
Avoid late enrollment penalties. Medicare.gov. Official page. Checked October 8, 2026.
U.S. citizens and resident aliens abroad. Internal Revenue Service. Official page. Checked October 8, 2026.
International agreements: Spain, France and Portugal. CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
Foreign tax credit. Internal Revenue Service. Official page. Checked October 8, 2026.
Figuring the foreign earned income exclusion. Internal Revenue Service. Official page. Checked October 8, 2026.
Law 5/2023 amending the direct taxes, article 32: income tax exemptions. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Your payments while you are outside the United States: the result for U.S. citizens. Social Security Administration. Official page. Checked October 8, 2026.
Property Transfer Tax Law (ITP), consolidated text of June 5, 2019, article 8. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Comú of Andorra la Vella: tax ordinance for 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
General Indirect Tax Law (IGI), consolidated text of June 5, 2019, article 57. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Contributions, surcharges and penalties. CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
Contributions of self-employed workers (page dated January 30, 2025). CASS, the Andorran Social Security Fund (Caixa Andorrana de Seguretat Social). Official page. Checked October 8, 2026.
Foreign earned income exclusion: what is foreign earned income. Internal Revenue Service. Official page. Checked October 8, 2026.
Report of Foreign Bank and Financial Accounts (FBAR). FinCEN, U.S. Treasury. Official page. Checked October 8, 2026.
Do I need to file Form 8938? Internal Revenue Service. Official page. Checked October 8, 2026.
Questions about lease contracts. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
Comú of Escaldes-Engordany: tax ordinance for 2026. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Housing prices, second quarter 2026 (release A117/A145 of August 6, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Price of housing and land per m² by type and parish, apartments (table 020302050003, last updated February 9, 2026). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Law 7/2026 on tourism. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Population, August 31, 2026 (release A001/A003 of September 15, 2026, PDF). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Population by village, December 31, 2025 (table last updated January 26, 2026). Department of Statistics of Andorra (Departament d’Estadística). Official page. Checked October 8, 2026.
Annual climate summary 2025 (PDF). National Weather Service of Andorra (Servei Meteorològic Nacional). Official page. Checked October 8, 2026.
Climate summary, summer 2026 (PDF). National Weather Service of Andorra (Servei Meteorològic Nacional). Official page. Checked October 8, 2026.
Climate bulletins (index of monthly, seasonal and annual summaries). National Weather Service of Andorra (Servei Meteorològic Nacional). Official page. Checked October 8, 2026.
Decree 226/2025 regulating driving licenses, articles 14 and 15. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Regulation of February 20, 2019 on pets. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Listed non-EU countries for pet movements (no titer test). European Commission, DG SANTE. Official page. Checked October 8, 2026.
Decree 219/2022 amending the pet regulation. BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Law 33/2012 on customs reliefs (règim de franquícies duaneres). BOPA, Official Gazette of the Principality of Andorra (Butlletí Oficial del Principat d’Andorra). Official page. Checked October 8, 2026.
Customs tariffs and reliefs. Government of Andorra (Govern d’Andorra). Official page. Checked October 8, 2026.
U.S. Consulate General Barcelona. U.S. Embassy and Consulates in Spain and Andorra. Official page. Checked October 8, 2026.
Entry and exit requirements for non-EU nationals (90 days in any 180-day period). Your Europe, European Union. Official page. Checked October 8, 2026.
Entry/Exit System (EES). European Commission, Migration and Home Affairs. Official page. Checked October 8, 2026.
Entry/Exit System fully operational from 10 April 2026: who is exempt. European Commission, Migration and Home Affairs. Official page. Checked October 8, 2026.
ETIAS, the EU travel authorization for visa-free visitors. European Commission, Migration and Home Affairs. Official page. Checked October 8, 2026.
Commission Delegated Regulation (EU) 2025/1411: ETIAS fee of €20. EUR-Lex. Official page. Checked October 8, 2026.
Regulation (EU) 2018/1240 establishing ETIAS. EUR-Lex. Official page. Checked October 8, 2026.

General information, not advice. Quantum Jetset does not give legal, tax, immigration, financial or investment advice. Rules and costs change; check the official sources above and speak to a qualified professional before you act. Next scheduled review: April 2027.

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